Key points to think about with your Kilimanjaro Travel Insurance
KILIMANJARO TRAVEL INSURANCE
It is important to have the correct travel insurance for climbing Kilimanjaro. Some of the key inclusions you will require in your Kilimanjaro travel insurance policy are high-altitude trekking coverage, medical evacuation (especially by helicopter), and trip cancellation. It is now mandatory for all trekkers to have insurance to climb Kilimanjaro.
Choosing a travel insurance for Kilimanjaro
Key Features to Look For
- High-altitude coverage: The summit of Kilimanjaro, Uhuru Peak, is 5,895 meters above sea level. You must ensure your policy explicitly covers trekking up to at least 6,000 meters. Many standard policies only cover hiking up to 2,500 meters and will not cover an incident at higher altitudes.
- Emergency medical and helicopter evacuation: In the case of severe altitude sickness or injury, a helicopter may be required to get you off the mountain. This can cost thousands of dollars, so confirm your policy includes helicopter rescue. Also, check if you have to pay out-of-pocket and get reimbursed later, as some insurers require this for emergency services.
- Trip cancellation and interruption: These clauses protect the significant financial investment of a Kilimanjaro climb. This coverage will reimburse you for non-refundable expenses if you must cancel or cut your trip short due to unforeseen circumstances, like illness, injury, or a family emergency.
- Gear and personal belongings coverage: Look for a policy that protects your valuable trekking gear, cameras, and personal effects against loss, theft, or damage.
- Pre-existing medical conditions: If you have any pre-existing health issues, be sure to declare them. Some insurers may exclude coverage for these conditions or charge an additional premium.
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